Bank Remittances (SEPA)

SEPA bank remittances group multiple salary payments into a single XML file sent to your bank to process all transfers at once. Access from Labor > Remittances.

What is SEPA?

A SEPA (Single Euro Payments Area) remittance is a standard European file containing multiple payment instructions.

Prerequisites

• Company IBAN configured.
• Employee IBANs registered in their profiles.
• Salaries registered with "Transfer" payment method.

Creating a Remittance

1. Go to Labor > Remittances or Payments > Generate remittance.
2. Select the month.
3. Choose payments to include.
4. Review amounts and bank details.
5. Click Create remittance.

Downloading the XML

1. Click the remittance.
2. Click Download XML.
3. Upload the pain.001 file to your bank's online platform.

Remittance Status

• Draft → Sent → Processed (or Rejected).

Notes

• Format: SEPA Credit Transfer pain.001.001.03.
• Compatible with most European banks.
• Cash advances are excluded.
• Generate after bulk payment for best workflow.